financialconcepts.netFinancial Concepts Burligame l Life Insurance l Disability Insurance l Health Insurance l Financia...

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financialconcepts.net

Title:Financial Concepts Burligame l Life Insurance l Disability Insurance l Health Insurance l Financia...

Description:Financial Concepts Burligame l Life Insurance l Disability Insurance l Health Insurance l Financial Planning (650) 348-1880 Serving the San Francisco Bay Area Since 1990 "Helping Build & Protect Your

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Financial Concepts Burligame l Life Insurance l Disability Insurance l Health Insurance l Financial Planning (650) 348-1880 Serving the San Francisco Bay Area Since 1990 "Helping Build & Protect Your Future" FINANCIAL CONCEPTS Insurance and Financial Services Main Services all services Financial Concepts Investments Insurance and Financial Services Let us put our Knowledge and Experience to Work for you! Offered Through Lincoln Financial Securities Corporation Offered Through Financial Concepts Member of Burlingame Chamber of Commerce 1 Home About Us Services Newsletters Contact 1 Insurance Business Planning Charitable Strategies Pension/Profit Sharing Annuities 1 Advisory Services Investments Latest News Emergency Preparedness for Your Finances Recent catastrophic events have demonstrated that the homes and livelihoods in which we have invested over many years can be unexpectedly destroyed in a matter of hours. Once displaced, many victims of disasters struggle to get back on their feet financially. While there is no way to prevent a disaster, there are steps you can take to protect yourself and your family from financial devastation should you be forced to evacuate your home in an emergency. more Archives all news Money Management throughout Life Stages On your way to developing and maintaining good financial health, you know you must accumulate emergency funds for a rainy day. A good financial plan often begins with saving three to six months' worth of income and progresses into developing the capacity to meet your personal financial goals in the short term, as well as the long term. more Investments Insurance Financial Concepts Emergency Preparedness for Your Finances Creative Insurance Solutions What You Need to Know about Financial Aid Timing Asset Purchases and Sales Money Management Investing in a Global Marketplace Leaving a Legacy Understanding the Consumer Price Index Your Retirement Plan–Ready to Rollover? Hatching Your Retirement Nest Egg New Tax Act Extends Savings Attract, Retain and Reward With Deferred Compensation Understanding Retirement Plans Key Employees—Protecting Your Most Valuable Assets Buying or Selling a Business Estate Planning and Your Family Limited Liability Companies Pass the Test How to Correct Defects in Qualified Plans Registered Representative Let John Pivirotto put his 25 Years Experience as an Insurance Agent and Registered Investment and Retirement Representative to work for you. With a portfolio of 100's of repeat clients and associations that include the Santa Clara County Bar Association and the North San Diego County Bar Association he will leverage his experience and knowledge to bring you the appropriate solution for your financial service needs. more Insurance Agent Life Insurance gives you the peace of mind that only comes from knowing that your family will be taken care of in the event you can't. Schedule your consultation today and we will perform an in-depth analysis of your insurance portfolio. Whether you need Life, Health, Disability or Long Term Insurance, this in-depth analysis helps us in assisting you in selecting the type and the proper amount of coverage to meet your current and future needs. more The Right Choice for your Investment Planning, Retirement Strategies and Insurance Needs. If you are looking for insurance or financial solutions for either business or personal concerns, we offer services to help match your needs. Contact me for an evaluation of your situation or to ask questions pertaining to any of our services. more *Disclosure – Securities and Advisory services offered through representatives of Lincoln Financial Securities Corporation, member FINRA & SIPC. FINRA Branch Office: 233 Bloomfield Road, Burlingame, CA 94010. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in California, Oregon, Florida and Colorado only. Advisory Services are offered to residents of the state of California only. Lincoln Financial Securities Corporation is not affiliated with Financial Concepts. Financial Concepts offer insurance & financial services to residents in California and Oregon. Variable & Group insurance products offered through LFS Marketing and Insurance Sales Corporation; fixed insurance products offered through Financial Concepts Insurance & Financial Services. ? John Pivirotto’s California Insurance License #: 0699308 Financial Concepts’ California Insurance License #: 0786047 http://brokercheck.finra.org/ Giving Stock to Children, Saving on Taxes How Much Life Insurance Do You Really Need? Investors and Tax Relief in 2003 Traditional IRAs vs. Roth IRAs Wealth Preservation and Transfer Taxes Tax Relief for Investors: Sunset on the Horizon Putting Incentive in Your Estate Plan Increasing Portfolio Efficiency Disability Income Insurance Building Financial Security Effective Cost Management Business Issues The Economics of Space Disability and the American Business Cafeteria Plans Provide Tax Savings and Flexibility Family Employees Bring Home Tax Benefits Introducing Roth 401(k)s Taking a Closer Look at the FMLA Home Office Deductions Putting the 401(k) Plan on Autopilot Time for Businesses to Rethink Defined Business Plans Offered Through Lincoln Financial Securities Corporation Offered Through Financial Concepts Copyright 2009 Liberty Publishing, Inc., Beverly, MA. The opinions and recommendations expressed herein are solely those of Liberty Publishing, Inc., and in no way represent advice, opin ions, or recommendations of the Financial Planning Association, its affiliates or members. CFPTM and CERTIFIED FINANCIAL PLANNER TM are federally registered service marks of the Certified Financial PlannerBoard of Standards (CFP Board). This summary does not constitute legal and/or tax advice and should only be relied upon when coordinated with a qualified legal and/or tax advisor. Febuary, 2009. Schedule Your COMPLIMENTARY CONSULTATION Now

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